Judgments And Lawsuits

Call an Experienced Memphis Bankruptcy Lawyer Today

If you haven't been able to keep up with your debt payments, you could be facing increasingly serious consequences, from lawsuits to judgments to wage garnishment and levies. Filing bankruptcy puts an immediate stop to all of these debt collection activities.

I'm attorney Steven Bilsky, and I have more than 30 years of experience helping clients in West Tennessee file bankruptcy. For a free consultation to discuss your case with a knowledgeable bankruptcy lawyer, contact me at my offices in Memphis.

Stopping Severe Debt Collection Methods

Filing bankruptcy puts into effect what is called an "automatic stay," which may put a halt on your creditors' efforts to collect on your debts. After you file, the bankruptcy court will decide exactly what level of debt relief you are eligible to receive. Depending on the facts of your case, bankruptcy may:

  • Stop garnishment of your wages
  • Stop levies on your bank accounts
  • Stop lawsuits against you from moving forward
  • Eliminate or reduce most unsecured judgments

Wage garnishment is a particularly threatening debt collection tactic. If you've gotten a notice of wage garnishment, you should contact an attorney right away. Once your wages have been garnished, it may or may not be possible for you to get the money back.

Is Bankruptcy the Right Solution for You?

The ultimate outcome of your case will depend on your individual circumstances and whether you file under Chapter 7 or Chapter 13 bankruptcy. There are a few exceptions to the general rules; for instance, bankruptcy does not eliminate or suspend your obligation to pay child support.

I am dedicated to making sure my clients understand their options. To discuss whether bankruptcy can be used to stop garnishments, judgments and lawsuits in your specific case, don't hesitate to contact me today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.