Memphis Credit Card Debt Attorney

Credit card debt is one of the most common reasons why people file for bankruptcy. As credit card debts rise, the high interest rates can quickly make it difficult or impossible for individuals to manage their debts.

If you are struggling with credit card debts you are no longer able to pay, bankruptcy may allow you to get the fresh start you are seeking. To learn more about your options, contact me, attorney Steven F. Bilsky. I have more than 30 years of experience in bankruptcy law and have helped thousands of clients who were struggling with debt problems. To schedule a free consultation, contact my law office in Memphis, Tennessee.

Discharging Credit Card Debts

Credit card debts may be discharged with Chapter 7 bankruptcy. By filing for Chapter 7 bankruptcy, you could completely discharge all of your credit card debts.

If you are not eligible for Chapter 7 bankruptcy, you may be able to obtain relief from credit card debts with a Chapter 13 bankruptcy. If you file for Chapter 13 bankruptcy, you will pay back a portion of your debts by paying a monthly payment plan that you can afford to pay. At successful completion of your Chapter 13 plan, the court will discharge unsecured debts that are dischargeable under the U.S. Bankruptcy Code, including credit card debts.

Both Chapter 7 and Chapter 13 bankruptcy provide immediate relief from creditors through the power of the automatic stay. When you file for bankruptcy, an automatic stay order goes into effect that temporarily bars most creditors from further collection efforts. Visit my automatic stay page to learn more, or contact me today for a free consultation and case evaluation. At your consultation, I will answer your questions, explain your options and help you determine if bankruptcy is right for you.

Contact A Tennessee Credit Card Debt Lawyer

You do not have to face your debt problems alone. I am here to help. I serve clients throughout the Memphis metropolitan area. To schedule a free consultation with a Memphis credit card debt relief lawyer, contact my law office at 901-236-0572 or 888-336-3691. You may also contact my office by email.

The Law Office of Steven F. Bilsky is a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code.